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LoanVsFD.com
Dual-Income vs. Single-Income Family Calculator
Income Details
Primary Partner’s Annual Income (Post-tax) [Rs]:
Secondary Partner’s Annual Income (Pre-tax) [Rs]:
Tax Rate on Secondary Income (%) :
Dual-Income Additional Expenses
Childcare/Daycare (annual) [Rs]:
Commuting Costs (annual) [Rs]:
Additional Meals & Eating Out (annual) [Rs]:
Professional Wardrobe & Grooming (annual) [Rs]:
Housekeeping / Domestic Help (annual) [Rs]:
Extra Home Management (annual) [Rs]:
Time-Related Opportunity Cost (annual) [Rs]:
Opportunity Cost Parameters
Analysis Duration (years):
Expected Annual Investment Return (%) :
Calculate
Results
Scenario
Effective Annual Income (Rs)
Dual-Income
Single-Income
Difference (Single - Dual)
Future Value of Annual Difference (Opportunity Cost)
Recommendation
Explanation
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