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LoanVsFD.com
EMI Prepayment Savings Calculator
Loan Details
Outstanding Loan Amount (L) [Rs]:
Annual Interest Rate on Loan (r
loan
) [%]:
Remaining Loan Tenure:
Months
Years
Prepayment Details
Proposed Prepayment Amount (P) [Rs]:
Investment Alternative
Expected Annual Return on Investment (r
inv
) [%]:
Note: Investment tenure is assumed to be the same as the remaining loan tenure.
Calculate
Results Comparison
Scenario
Amount (Rs)
Net Benefit (Rs)
Prepayment Savings
--
Investment Returns
--
Decision
Calculation Details
Description
Value
Original EMI
New EMI after Prepayment
Total Interest (Original)
Total Interest (After Prepayment)
Interest Saved
Future Value of Bonus Investment
Interest Earned on Investment
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