About LoanVsFD.com
Welcome to LoanVsFD.com – a simple, powerful platform to help you compare loan liabilities with fixed deposit or investment returns. Our calculators aim to provide clear, actionable financial insights for individuals, families, and professionals to make better financial decisions.
Our Vision
We believe that financial awareness and decision-making should be easy, accessible, and accurate. Our platform helps users evaluate multiple financial scenarios — whether it's choosing between loans or investments, tracking expenses, or planning for retirement.
Main Calculator: Loan vs FD / Compound Interest
Our flagship tool — Loan vs FD / Compound Interest Calculator — helps users understand the true cost of borrowing versus the potential of saving and investing. You can calculate:
- EMI vs SIP comparison
- Inflation-adjusted EMI impact
- Real value of FD over time
- Total interest paid vs interest earned
- Future value of asset purchased through loan
Other Powerful Calculators We Offer
We’ve built a comprehensive suite of calculators categorized for various financial needs:
💸 Investment & Wealth Building
- SIP Calculator
- SWP Calculator (Systematic Withdrawal Plan)
- Compound Interest Calculator
- Simple Interest Calculator
- Future Value of Money / Item (Inflation Adjusted)
- Dividend vs Growth Investment Calculator
🏦 Loans & Debt Management
- Loan vs FD/MF vs SIP Advanced Calculator
- Debt Avalanche vs Debt Snowball Calculator
- EMI Prepayment vs Investment Calculator
- Gratuity Calculator
- Car Lease vs Buy
- EV vs Petrol Two-Wheeler Calculator
- Two-Wheeler vs Four-Wheeler Upgrade Cost Calculator
🧮 Personal Finance & Life Planning
- Monthly Budget Planner
- Subscription Expense Tracker
- Career Break Impact Calculator
- Career Switch ROI / Job Switch Impact Calculator
- Degree ROI Calculator
- Relocation Opportunity Calculator
- DIY vs Outsourcing Cost Comparator
- Time Value of Money (Hourly Worth)
📈 Tax & Retirement Planning
- Income Tax Calculator (New vs Old Regime)
- Inflation-adjusted Retirement Corpus Calculator
- FIRE Calculator (Financial Independence Retire Early)
- Tax-Saving vs Non-Tax-Saving Investment Calculator
📱 Lifestyle & Productivity
- Social Media Time-Waste Calculator
- Work-from-Home Productivity Cost Calculator
- Price per Use Calculator
What Makes Us Different?
- Mobile-friendly, fast-loading calculator interface
- Data privacy focused — we store no user inputs
- All tools follow a consistent visual and functional style
- No sign-up required — 100% free to use
We’re Always Improving
We are constantly updating our tools and expanding our calculator library based on user suggestions and evolving personal finance needs. If you have an idea or feature request, reach out to us through our Contact Us page.
Stay Informed. Stay Empowered.
At LoanVsFD.com, our goal is to make finance understandable — one calculator at a time.
